President Donald J. Trump officially signed the "VA Home Loan Program Reform Act" into law on July 30, 2025, marking a major step forward in protecting U.S. veterans from mortgage foreclosure.

The legislation establishes a permanent partial claims program, allowing qualified veterans to defer missed mortgage payments by adding them to the end of their loan terms. This policy aligns VA lending practices with other federal agencies such as the FHA and USDA, offering much-needed relief to those who served the nation.

The reform is expected to benefit up to 3.7 million veterans, helping stabilize housing for military families and reinforcing the Trump administration’s commitment to veteran support.